Grow your business successfully with the EFC Business Loans
Market Women Traders' Loan
Finish your dream house with the EFC Home Improvement Loan
Make your money grow safely with the EFC Savings accounts.
Take your long term savings to the next level with the EFC term deposit account
Entrepreneurs Financial Centre (EFC) is a deposit taking Micro Finance Institution licensed and regulated by the Bank of Zambia. EFC was founded with the intent to provide working capital solutions for Micro, Small and Medium Enterprises (MSMEs), with a focus on product innovation tailored to meet client's needs.
At EFC, we believe that access to finance plays an important role in business growth. We are passionate about wealth creation and developing the private sector by increasing access to specialized financial services in Zambia. We aim to reinvent Micro-Finance by offering flexible terms and creating unique opportunities for our clients.
Repeat business has been possible with clients because of making payments on time.
EFC helped me expand my business. In 2014, I got my first loan from EFC which I used to buy and expand a house near my school. . After settling that loan, I got more loans for the expansion of my business from a one-story building to a two story building. I am very happy that I was introduced to EFC by Eden Bwalya Banda who encouraged me to get a loan which I have really benefited from. I urge EFC to continue helping small scale businesses to expand. Words cannot express how grateful I am for EFC. In the past, I tried to get loans from other Financial Institutions for the expansion of my Business but they were unsuccessful. Thank you EFC.
Owner of Tandiza secondary school based in Lilanda compound Lusaka.
EFC has given me about 5 loans. My first loan was around ZMW 20,000, followed by ZMW 40, 000 and my last loan was ZMW 650,000 in November 2018. The loan facilities allowed me to grow my DSTV merchant business from one to five shops and I command the DSTV Agency business in Zambia. I run DSTV Levy Park, South Gate Mall, Kalomo and 2 shops in Livingstone. In 2014 my business Crystal Digital Satellite was voted best in Zambia in Sales thanks to the financing I got from EFC. My loans from EFC have also helped me expand my lodge in Mazabuka from six to 18 chalets. I also constructed a new restaurant and I am currently completing 12 new units. Thanks to EFC, my dream to own the biggest lodge between Lusaka and Livingston by 2020 is becoming a reality. . The Lodge will have a Sports Complex, Filling Station, Camping Sites, Recreational Dams and Conference Facilities. We are currently growing up the village chickens black autoloops from Australia. We have 500 and we will be producing 20.000 chicks per month from June 2019. This will be the biggest village chicken project in the country. EFC has been a great partner in growing my business and the financial institution that I know will help me realize my future.
DSTV merchant and owner of Two Rivers Lodge in Mazabuka.
Farmer dealing in chicken and vegetables I have acquired three loans from EFC, through which I have built six one roomed self-contained apartments which I wish to turn into a lodge in Mpika. Through the loans, I have also built a chicken run in Chilanga and two semidetached two bedroomed houses. I have also built six two roomed flats in Lilanda. I am very grateful to EFC for helping me take my businesses to higher heights through their loans and because of these drastic improvements in my businesses, I am able to provide for the needs of my family and contribute positively to the growth of our country’s economy.